MONEY 101 What you dont know CAN hurt you

MONEY 101
What you don't know CAN hurt you
TABLE OF CONTENTS
Chapter One: Set Up Your Mind ............................................................. 5
Chapter Two: Youve Got To Know The Difference ............................. 9
Chapter Three: Think And Act Rich ..................................................... 13
Chapter Four: Enhancing Your Money Knowledge ............................ 19
Chapter Five: Controlling Your Fears................................................... 23
Chapter Six: Why The Need For Financial Knowledge....................... 27
Chapter Seven: From One Income To Another.................................... 33
Chapter Eight: Your Attitude Can Make You Rich............................. 38
Chapter Nine: Friendly Financial Advice.............................................. 40
Chapter Ten: Moneymaking Ventures to Choose From...................... 43
Chapter Eleven: How Rich is Rich?....................................................... 52
Chapter Twelve: More Than 60 Ways To Save Money ....................... 54
Chapter Fourteen: You Can Fight Identity Theft ................................ 72
Chapter Fifteen: There's a Lot to Learn about Money........................ 77
Chapter Sixteen: Five Things You Must Know About Credit Cards. 84
Chapter Seventeen: How To Choose The Right Credit Card ............. 86
Chapter Eighteen: What Your Credit Report Says About You.......... 95
Chapter Nineteen: Credit Scores Are Vital to Your Financial Health
.................................................................................................................. 101

INTRODUCTION
A few years ago, I was strolling by the seacoast to get some fresh air. It was
almost six in the afternoon on a hot humid day. Between where I am and the sunset, there
were rows of yachts all over. I realized I was near a yacht club. Admiring the yachts, I
said to myself: Sure must be fun to own a yacht like that as my attention was focused at
one of the yachts which was strikingly more sophisticated than the others. I have always
been fascinated by boats ever since I was a kid though owning one never really occurred
to me. Again, I said to myself: Only the rich can afford it.
Although the thought of getting rich crossed my mind, I never took it seriously at
first. But somehow, I began to wonder if its really possible for a nobody like me to
become a millionaire someday. Something inside me told me to dig deeper, to know more
about acquiring or creating wealth even if it seemed unattainable. Ive heard of true
stories about self-made millionaires. Ive heard of stories about people who started from
scratch and turned it into millions. So I asked myself: If others can do it, why cant I?
Another reason (and probably the main reason) that prompted me to dig deeper
was the thought of being an employee all my life, working from nine to five, seemed to
get me nowhere. This led me to ask myself: Whats life going to be financially when I
retire? followed by a remark: I have to do something about this.
That was almost five years ago and Im glad I talked myself into doing something
that will change my life, and change it did. I still dont own a yacht, attending to my other
priorities first. But Im well on my way to owning even a small one.

Im even more glad that youve decided to take a look at this book. Its my turn to
share with you what I have learned during those five years and I am confident that the
contents you will find within this book will benefit and change your life as it did mine.
I believe that if more people could learn ways to improve their lives through
helping each other, the world will be a better place to live in. The time will come when
those being helped are the ones who will be helping those who have helped them before
(reciprocation of favors, which is advantageous to all concerned).
I am sure you are aware that learning is a never ending process. Learning starts
anywhere, anytime; but it never stops, no matter when, no matter where, no matter what.
Even if you are learning a subject on which you are familiar with or you are an expert on,
you will still continue to learn new things about the same subject. And theres an even
more enormous amount of things to learn about subjects which we are not familiar with,
especially when we are in the era of a fast changing world.
The same thing is true to creating wealth. It is a never ending process of learning
wherein new ideas are introduced and it is in these new ideas that somebody like you and
me can make money.
Some of the ideas you will learn, once analyzed, are common sense thinking that
you may have overlooked or have never bothered to pay much attention to before. And
there are ideas in this book that you think have never made sense before, but they shall
seem to make sense after you have given them a second thought.

Tags: mrr