So many misconceptions about credit scores. Some believe that they dont have a credit score, while others who think that their credit scores just dont really matter. Misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments. Available in PDF Format. Automatic download with confirmed Paypal Payment.


The truth is, your credit score matters more than you might think. Your credit score may be called, a credit risk rating, a FICO score, a credit rating, a FICO rating, or a credit risk score. All these refer to the same thing. Associated with your credit score is a three-digit number that lets lenders get an idea of how likely you are to repay.

Every time you apply for credit your credit score is checked. Your credit score can be checked by anyone with a legitimate business. Your credit score is based on many things such as, your past financial responsibilities, past payments, credit, and it provides a quick snapshot of your current financial state and past repayment habits.

It lets lenders know quickly how much of a credit risk you are. On this credit score, lenders decide whether to trust you and give you better rates when you apply for a loan. Apartment managers can use it to decide whether you can be trusted to pay rent. Employers can use your credit score to decide whether you can be trusted in a high-responsibility job.

Learn lots more on purchase of this ebook

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