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Mortgages the Complete Guide

A house is the biggest purchase most of us will make. So sorting out a mortgage quite early on in the process of buying a home is most defiantly a priority. Having your mortgage ready to go will make a lot of difference when you are bidding on a property. Having a mortgage in place will signal to the seller that you are ready to move and serious about it too!

Most mortgage lenders will let you know that they are willing to offer you a mortgage up to a certain level as you start looking; this is called a mortgage in principal and will depend on your income? The application is finalised upon deciding which house you want to buy. However, it is still possible to sort it all out once your offer has been accepted.

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