Table Of Contents:

Introduction
AND HOW WOULD YOU LIKE TO PAY?
"PAYING" IT SAFE
REPORT PROBLEMS IMMEDIATELY
For credit cards
Lost or stolen credit cards
Billing errors
For debit cards
Lost or stolen debit cards
EFT errors
For stored-value cards
Some Helpful Tips For Safe Online Shopping From The F.T.C
Know who you‘re dealing with.
Read between the lines.
Calculate the costs
Pay by credit or charge card
Check out the terms of the deal
Keep a paper trail.
Don‘t email your financial information.
Use anti-virus software and a firewall and update them regularly
Check a company‘s privacy policy before doing business
Wrapping It All Up
Introduction

Christmas shopping season is in full swing and there are really only two ways to get those presents you‘re searching for:

Wading through the crowds in all of the retail stores
Shopping on the Internet.

There are plenty of books on how to deal with scams in the retail stores and truthfully most of these scams are pretty straightforward and easily detected by consumers.

The Internet has taken its place beside the telephone and television as an important part of people‘s lives. Consumers use the Internet to shop bank and invest online. Most consumers use credit or debit cards to pay for online purchases but other payment methods like "e-wallets" are becoming more common.

We want you to know about these payment technologies and how to make your transactions as safe and secure as possible. Keep these tips in mind as other forms of electronic commerce like mobile and wireless transactions become more available.

Being Safely online At Christmas Time is delivered in PDF format and is viewable on any computer. All you need is "Adobe Reader" or "Acrobat eBook Reader" which is available free and already on most computers. If you do not have it installed on your computer Please Click here to get the software. They are both Free.