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Definitive Guide to Buying Your First Home mp3 audio & Ebook

Definitive Guide To Buying Your First Home.
Learn All The Things You Will Need To Do Before Buying A New Home.


If you are currently living in an apartment or renting a house, you may be
thinking about buying a home of your own for yourself and your family. This can
be an exciting time. Looking at properties, deciding whether to buy a home or
build a new one, and finding financing will take up a lot of your time.

There will be a long list of things you will need to do before you buy a home. This
list includes:

Finding the right neighborhood

Finding a home that is big enough

Finding the features you are looking for

Choosing the right size yard

Choosing a realtor

Understanding the housing market

The ins and outs of home inspection


Making an offer, and

Reading contracts
This list does not include all of the decorating, home improvement, and other
decisions you will have to make once you have purchased the home.

If you are a first time home buyer, you will be nervous about finding the right
home, investing money on a down payment, and being approved for financing.
Once you have found a home, it will usually take between two or three months
before you will be able to move in. In the meantime, you should plan the

Moving arrangements

Home inspections

Yard sales

Budgeting for paint and other supplies

Taking time off from work, and

Finding a lawyer if necessary
Proper planning will help you transition into your new home much easier than if
you wait until the last minute to deal with these details. If you are planning on
moving yourself, you should find a few friends or family members that will be
willing to help as soon as possible.

New Homes vs. Older Homes

Another decision you will have to make is whether to buy a new home or look for
an older one. Most first time homebuyers usually buy an older home, but this
should not deter you from visiting a few builders to see what they are charging for
the size home you are looking for.

Older homes may cost less, but they can be riddled with problems. In this book,
you will learn what to look for when viewing a home, what to include in your
purchase offer, and what to expect from a home inspection. There are many older
homes that will need only minor repairs.

Which Home To Choose?

After you have looked into all of your options, you will be wondering which home
to choose. There are many ways to find the home that is right for you. When
looking at homes, you should keep these criteria in mind:




Mortgage payments

Repairs, and

Additional features
While this is a short list, throughout this book you will learn other ways to find
your dream home. In the end, you will just know when you have found the right

Moving into your first home will be an experience you will never forget. You
should be excited as this is a little piece of the world that is just yours. Whether
this is the home you will live in for a long time or just for a short time, buying a
home will give you a sense of pride and of purpose. Not only will you have a
mortgage to pay, you will also be responsible for making the home your own.
When thinking about purchasing a home, you should begin saving your money
for closing costs, repairs, and decorating materials.

One of the more rewarding moments will be when you get the keys to your new
home and you begin making it your own with a little paint, furniture, and
personal style.

Chapter 1 - Location, Location, Location

Choosing where to live is almost as important as the type of home you want to
live in. While this is a very personal decision, there are pros and cons to every
neighborhood. But wherever you want to live, you will have to know where the
highways are located, grocery stores, schools, and how far from work you will be.
Buying a home means more than the structure you will be living in. It is also the
community and the accessibility to places and events that mean the most to you
and to your family.

Finding The Right Neighborhood

How will you know you have found the right neighborhood? There are many ways
to tell:

You may feel a sense of calm

The neighborhood may remind you of a happy memory

You will be close to places you frequent often

The neighborhood aesthetics are pleasing, or

The rest of your family is pleased
You may feel one emotion or five when you turn the corner onto the street where
you want to live. This will be an exciting time, especially if you have been
searching for a home for the past few months.

When looking for the right location, you should consider the following:

How clean is this neighborhood?

Is this a high crime area?

What is the average home value in the neighborhood?

Are there community bylaws?

What is the home close to?

Is there garbage pickup?

While these questions may not include everything you are looking for when
buying a home, they should be considered carefully as they will affect your life
once you move into the home.

How Clean Is This Neighborhood?

You should look at the neighborhood at different times during the day to see how
those who live in the neighborhood take care of it. If there is a lot of trash on the
ground, the yards are not kept up properly, or there are old signs posted on trees
and telephone poles, then the neighborhood may not be for you.

If the neighborhood looks clean and you see people outside caring for their lawns,
then you may have found a community of people who care about where they live.
This is an important factor if you are planning on living in the neighborhood for
many years. All too often people will buy homes only to discover that they live in
a neighborhood where people do not have respect for their property or the
property of others. This can make selling the home much more difficult in the

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