INTRODUCTION

THE CONCEPT

PROBLEM: A person has a car he no longer can afford. It may be about to be repossessed.

PROBLEM: Another person has a "Bad Credit" history and cannot buy a car, but can well afford to make
the payment on a recent model vehicle.

SIMPLE SOLUTION: Put these two people together. One person will assume the other persons payments
and insurance.

NEW COMPANIES EMERGED

A few years ago an industry emerged that served the needs of individuals who have had past credit
problems, but can now afford monthly car payments. These companies helped people with past credit
problems such as:

Bankruptcy
Repossession
Judgments
Divorce
Medical Bills
No Past Credit History
Late Payments
Many Other Problems
These setbacks are held against these individuals by lending institutions for up to seven years.

WHAT THESE COMPANIES DO

These companies would find vehicle owners who can no longer afford their monthly payments. These
owners would gladly allow someone to take over payments on their vehicle in order to save their credit,
with no credit check.

SAVE $1,500 to $3,000

These companies charge the Buyer/Assignee between $1,500.00 and $3,000.00 for their services just to put these two parties together, without doing a credit check.

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