Homeownership is becoming a reality for more and more Americans. During this decade, the US homeownership rate reached an astounding 67.7, the highest rate ever. Yet many Americans don't realize that homeownership is within their grasp.
A home is a financial asset but it is much more than that: it's a place to live and raise children; it's a plan for the future; it's an investment in your community.
Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time homebuyer, you need to know where and how to begin the homebuying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge. In addition to helping you begin, this guide will give you the tools necessary to navigate the entire process - from deciding whether you're ready to buy, all the way to that final proud step, getting the keys to your new home.
Reading this guide was your first step on your road to becoming a home owner. Now you can use this information to determine if you're ready to buy a home. If you are ready, contact a real estate agent, lender, or a housing counseling agency. They can help you decide your next step.

This Guide presents 100 Questions and Answers that will guide the prospective home buyer to the right path towards home ownership.