Every day we are bombarded with messages telling us how to save money. Zero percent down, half off and two for one are commonplace announcements blasted at us through television, radio and billboards.

As relentless as these commercials are the reality is that very few of these solicitations will actually save us money.

Quite the contrary, they are designed as a call to action to grab your credit card and spend, spend, spend!

Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver.

15 Top Ways to Save Money is just what you need to identify those areas that can really save you significant money.

Learn:

*How to save on insurance

*How to save on auto loans

*How to save on mortgage loans

*How to save on credit cards

*How to save on gasoline

*How to save on car repairs

*How to save on home improvement

*How to save on home heating and energy

*How to save on phone service

*How to save on major appliances

*How to save on discount furniture

*How to save on clothing

*How to save on groceries

*How to save on vacations

*How to save on prescription drugs

When you buy on sale, you usually are saving more but there are other nuances to take into consideration.

Saving money isnt only about buying on sale. You need to educate yourself on how to save money not just on the large purchases but on the everyday expenses as well. 15 Top Ways to Save Money takes those into consideration.

Taking control of your money and making a commitment to eliminating debt goes hand in hand with 15 Top Ways to Save Money. Saving money on future purchases goes hand in hand with knowing where you havent saved in the past.

There is no reason to continue paying top dollar for items that you need when there are alternatives. Saving money on everything you purchase allows you to invest additional money each month.

Start with a good budget that cuts out unnecessary spending and reduces your expenses so you can save more each month. Even if you save just $20 per month thats over $200 that you wouldnt available otherwise! Put that $240 into your savings account or use it for another budgetary item.

Every dollar you save helps bring your budget into balance. Helps you live within your means. Dont spend more than you have. It doesnt get any more basic!

Tips to remember are asking yourself these pertinent questions, as you are shopping:

1. Is this item something I really need?
2. Do I already have one of these items?
3. How many hours of pay is this item worth?
4. Again, do I really, really need this item or do I just want it?

The answers to these questions and more are available at the click of your mouse at 15 Top Ways to Save Money.

Good Luck and Success!

You Deserve It!