529 College Savings Plans Exposed
Its hard enough to save for college without having to worry about wading through the almost impossible to understand legalese found in many disclosure statements and plan circulars. While the brochures are bright and attractive and the television commercials promise you a hassle-free college nest egg, the truth of the matter is that not all college savings plans are created equal.
529 College Savings Plans Exposed reveals the good, the bad, and the ugly in easy to understand laymans terms!
Dont rely on commission-earning brokers to explain hidden charges, fees, and penalties...
Depending on your situation and the state in which you reside, the 529 college savings plan might be the best one for you. However, there are many variables you must be aware of before deciding which college savings plan to invest in.
Get the facts now!
529 College Savings Plans Exposed illustrates in easy-to-understand and complete detail how to choose the most advantageous plan for your childs college fund.
In fact, the one thing that usually determines whether or not a plan is right for you is your unique situation. In this must-have downloadable guide, youll learn how to use your unique criteria to determine which plan is right for you instead of going with the plan your broker may recommend to everyone!
Dont sign anything until you read 529 College Savings Plans Exposed!
Although there is far too much information to include here, realize that everything from plan fees to tax advantages differ from state to state. In fact, after you read this downloadable guide, youll understand how to determine whether to choose a plan sponsored by your state or to choose an out-of-state plan.
In this guide youll learn:
* how to determine if a 529 college savings plan is right for you and if so, which one.
* key questions to ask your financial advisor.
* the differences in class a, class b, and class c shares.
* the difference between pre-paid tuition plans and college savings plans.
* the number 1 reason you must educate yourself and not rely on disclosures you may or may not receive.
Why state administered 529 college savings plans are not forced to include all fee disclosures!
This isnt simply a guide to flip through but a meat and potatoes manual youll refer to again and again!
529 College Savings Plans Exposed is power packed with everything you need to know to make an informed decision on the best college savings plan for your family.
529 College Savings Plans Exposed reveals everything your broker should tell you so youll be awakened before you get taken!
529 College Savings Plans Exposed is filled with real-life examples of advertising practices that didnt quite tell the whole story as well as brokers who steered their clients in the wrong direction in order to beef up their commissions! Once you get the 411 on 529s, youll know exactly what to do and you wont have to worry if the seller is truly looking out for your best interests.
529 College Savings Plans Exposed reveals...
Federal And State Tax Advantages...And Disadvantages!
This essential guide equips you with the critical information many brokers wouldnt tell you if they knew. Besides, no one knows your family situation as well as you do. Once you know the rules, youll be a pro! Others will come to you for advice!
Were not asking you to merely take our word for these disclosures. Weve included sources, links, and charts complete with regulatory information so you can weigh the pros and cons of 529 College Savings Plans armed with full and up-to-date information.
HERES THE CATCH!
You MUST be proactive. This guide wont tell you which college savings plan is the right one for you. Youre the only one who can make that decision. However, youll find all the information you need to make the right decision and youll learn more about money for college than you ever thought possible!
Youll learn the critical differences between the two 529 plans and weve even included information about alternate college savings plans so you can compare a wide variety of college funding options.
529 College Savings Plans Exposed provides invaluable information regarding tax advantages you need to know BEFORE you choose your savings plan.
Suppose youre able to purchase a great college savings plan sponsored by your state with reasonable fees and few restrictions. However, before youre ready to use the funds, you decide to move out of state. Will you be able to roll those funds over into another state sponsored plan?
Suppose your beneficiary decides he or she no longer wants to go to college. Will you be able to transfer the fund to another beneficiary? Will you be able to recoup your initial investment without paying exorbitant fees?
529 College Savings Plans Exposed answers these questions and more and points you to all the right sources to get your specific questions answered.
PLEASE NOTE: This product is in PDF format, however, the download file is in ZIP format.