Table of Contents
Introduction.........................................................................................3
AND HOW WOULD YOU LIKE TO PAY? .....................................................3
PAYING IT SAFE.................................................................................5
REPORT PROBLEMS IMMEDIATELY..........................................................7
For credit cards ....................................................................................8
Lost or stolen credit cards......................................................................8
Billing errors ........................................................................................8
For debit cards .....................................................................................9
Lost or stolen debit cards ....................................................................10
EFT errors .........................................................................................10
For stored-value cards ........................................................................11
Some Helpful Tips For Safe Online Shopping From The F.T.C....................12
Know who youre dealing with. .............................................................12
Read between the lines. ......................................................................12
Calculate the costs. ............................................................................13
Pay by credit or charge card. ...............................................................13
Check out the terms of the deal, ..........................................................13
Keep a paper trail...............................................................................14
Dont email your financial information. ..................................................14
Use anti-virus software and a firewall and update them regularly. ............14
Check a companys privacy policy before doing business. ........................15
Wrapping It All Up ..............................................................................15



The Christmas shopping season is in full swing and there are really only two ways to get those presents youre searching for:

1) Wading through the crowds in all of the retail stores,

2) Shopping on the Internet.

There are plenty of books on how to deal with scams in the retail stores, and, truthfully, most of these scams are pretty straightforward and easily detected by consumers.

The Internet has taken its place beside the telephone and television as an important part of peoples lives. Consumers use the Internet to shop, bank and invest online. Most consumers use credit or debit cards to pay for online purchases, but other payment methods, like e-wallets, are becoming more common. However, this also provides a perfect opportunity for the scam artists.

This eBook will show you how to avoid the most common scams and stay safe online this holiday season.

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